Genetics and Life Insurance
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چکیده
1.1 Research and developments in the field of human genetic science will have profound consequences. Not least, it raises concerns for the use of and access to genetic information. In particular, there are perceptions that genetic testing will be seized upon by insurers as a powerful tool to identify those with a favourable genetic profile. Put the other way around, it is assumed that insurers will seek to exclude those whose genetic makeup has some abnormality, thereby creating a ‘genetic underclass’.
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